Scripture: Proverbs 10:22

22 The blessing of the Lord makes a person rich,
    and he adds no sorrow with it. (NLT)

22 
The blessing of the Lord brings [true] riches,
And He adds no sorrow to it [for it comes as a blessing from God]. (AMP)

S: Scripture

O: Observation

A: Application (Share your answer with the girls)

P: Prayer